Financial Literacy / Asset Building Content Topic Results

This report provides an economic analysis of the child tax credit, explores how the credit has affected taxpayers' behavior about working and having children, and examines the complexity of administering this tax provision in the context of other child-related tax benefits.

Topics included are: describing what is in a credit report, explaining credit scores, access to credit reports, how individuals can get a copy of their reports, free annual credit reports, dealing with negative information and errors, uses of credit reports for marketing purposes, enforcing rights through lawsuits and government complaints, and describing investigative consumer reports for employment, insurance, and rental housing.

This webpage provides an overview of the Federal Adoption Tax Credit, and provides brief descriptions of qualifying adoption expenses, state adoption tax credits, adoption disruption, dependency tax exemption, and adoption tax credit before finalization.

This report summarizes the key findings from the 2016 Assets & Opportunity Scorecard and provides a deeper look at the racial wealth divide and the outcome and policy data trends over time and across states in the Scorecard’s five issue areas: Financial Assets & Income, Businesses & Jobs, Housing & Homeownership, Education and Health Care.

This guide, issued/updated annually, is an extremely practical and useful document for its breadth of review of federal housing-related programs such as CDBG, Fair Housing, HOPE VI, Housing Choice Vouchers, McKinney-Vento, and Public Housing.

This brochure lists eleven tips for being a “smart consumer” when looking to buy a home. It also describes predatory lending and details tactics used by predators.

Relevant reports and studies are linked within the document making this document an efficient 'one-stop' reference tool.

This webpage provides brief descriptions of some of the most common predatory mortgage lending abusive practices.

The NFCC is a national network of agencies that provide money management education; confidential budget, credit and debt counseling; and debt repayment plans for individuals and families.

Research indicates that financial abuse is experienced in 98% of abusive relationships. NRCDV's January 2016 TA Question of the Month explores what survivors can do to repair their credit.

This report discusses the bipartisan tax deal that permanently extends key improvements in the CTC and the EITC that were slated to expire after 2017.

This webpage provides background information on the Equal Credit Opportunity Act, which prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age.